With close to 35 years of professional experience, Stephen has served as an investment banker with three regional NASD member firms, as a founding director of a equities research department, and as a business consultant and financial advisor to numerous early stage technology, consumer product, medical device, Internet, B2B, B2C and SaaS companies.

Stephen has an extensive background in real estate market analysis, finance and development with previous engagements throughout the United States, Canada, Mexico and the Caribbean. Projects have ranged in all sectors including multifamily, residential, office, warehouse, hotel, restaurant, retail, entertainment, golf and equestrian resort community assignments.

Stephen was born in the bucolic city of Norwich in Central New York. Upon graduation from High School he attended Syracuse University in Aerospace Engineering and received a BS in Environmental Technology from the State University of New York. As part of his studies he developed a theoretical framework for understanding the human/environment system known as the Psycho/Social Vector Model. Stephen continued his studies and received a MA from the State University of New York in Urban Planning. In his published thesis he examined the ethical basis for Environmental Stewardship and concentrated on real estate finance and future studies.

Stephen has been married to Roxanne for 33 years and has three children, one son-in-law and he and his wife have served as a foster parents. Stephen loves to bike, hike, explore, play tennis, cook, entertain and read. He is involved in his local church, is a fledgling author, a digital artist and a confirmed futurist who believes in the great potential in everyone.